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Privacy Policy

Privacy Policy

We [StephenBentley.info and associated website ExpatinBacolod.com] are committed to protecting your privacy and security and have explained in detail below the steps we take to do so. We respect your privacy and are committed to protect the personal information of our users – buyers and visitors browsing the site (“Users”). We believe that you have a right to know our practices regarding the information we may collect when you visit and/or use our websites (the “Sites”). This policy explains our privacy practices for the Sites and services provided by us. By accessing and/or using the Sites, applications, services, goods and/or registering for any account, or newsletter subscription, you consent to the terms and conditions of this privacy policy, including to our collection, use, disclosure, processing and retention of your personal information. You can also learn how to limit sharing of information in this policy.

Outside Sites (Their Privacy Policies May Be Different)

The Site contains links to other websites, like our sponsor’s websites or links to booksellers, that may offer products or services that our customers might find useful. These sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents or links that appear on these sites. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

How and Why We Collect Information

We collect your information in order to record and support your participation in the activities of the sites. If you for example, you enroll in our newsletters, we will keep you informed about the product and related products. As a visitor to our Sites, you can engage in many activities without providing any personal information.

If you do not wish to receive the free newsletter, you may opt out at any time. We include an unsubscribe link at the bottom of every e-mail we send. If you have any trouble opting out, please send an e-mail to us at expatinbacolod@gmail.com. We will manually remove you from our email list(s).

In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us. We will also tell you how we use your information or if we share it with another party. Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission.

If you supply us with your contact information you may receive periodic emails from us with information on new products and services, important issues, or upcoming events.

Sharing Personal Information with Third Parties

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent.

We may combine your personal information with information we collect from an associated website [http://expatinbacolod.com] and use it to improve and personalize our services, content and any advertising. If you do not wish to receive marketing communications from us, you can opt-out through the link attached to each communication or by sending an email to expatinbacolod@gmail.com.

We may provide your personal details to third parties, only in order to operate the Site, and prevent fraud and illegal activities, or to respond to a subpoena or court order, judicial process or to regulatory authorities; to protect against fraud, unauthorized transactions (such as money laundering), claims or other liabilities. We do not collect credit information but allow our payment vendors to collect information for the purpose of collecting payments from buyers referred from the Sites. We are not exposed to the payment information provided to our payment vendors, and this information is subject to the privacy policy applicable to the payment vendor.

Shopping Cart

Your email address is required and collected to make a payment for downloads on our sites. The payment process involves the User being transferred to a secure PayPal Gateway. Our sites have no access to your credit card information if you decide to purchase our products in the PayPal Gateway using your credit/debit card.

The email you provide during the purchase process may be added to our email list for Newsletter and/or other infrequent promotional emails from us. You may unsubscribe from them at any time. The email list may be used for promotions from both Sites.


We take great care in maintaining the security of the Sites and your information and in preventing unauthorized access to it through industry standard technologies and internal procedures. However, we do not guarantee that unauthorized access will never occur.

Updating Your Information

You may also send us an e-mail at expatinbacolod@gmail.com to request access to, correct or delete any personal information that you have provided to us.

Changes to the Privacy Policy

We reserve the right to change this policy at any time, so please re-visit this page frequently.

Changes to this privacy policy are effective as of the stated “Last Update” and your continued use of the Sites on or after the Last Update date will constitute acceptance of, and agreement to be bound by, those changes.

Last Update June 30, 2015.